Health care as an employer-provided benefit arose in response to salary caps and payroll taxes [citation needed]. It was a way to compete for employees by increasing the employee’s effective salary without having to pay all of the cost. Employee benefits, as part of the total compensation package, are still used to compete for quality workers. Compare, for example, the descriptions of the benefits offered to work for these three companies. Two are fast-rising stars. Two are publicly-traded. One ranks seventh among the most profitable companies in America.

For which would you wish to work?